When a homeowner is applying for a remortgage, many lenders require proof of the borrowers income in order to show that the borrower has adequate funds to repay the mortgage.
This affects many of the self-employed, and those in unusual employment, as they are unable to provide proof of earning or accounts. Self Certification allows borrowers to 'self-declare' their incomes.
And with the current lending crisis many banks/lenders are enforcing stricter criteria with regard to income to ensure - resulting in more borrowers needing to self-declare their earnings.
Specialising in sourcing mortgages and remortgages for borrowers who have experienced problems arranging credit from mainstream lenders, we can a cost-effective self-cert deal for our customers. Best of all using our expert knowledge we do all the hard work! So what was previously a complicated and time-consuming procedure becomes fast, simple and painless!
With access to over 8000 deals we can find the right deal for you (and your wallet) – even if you would simply like to find out what options are available, we’d love to help.
Simply complete our short online quote form to speak to one of our mortgage experts today. The More Group can regulary obtain mortgages for clients with impaired credit at an overall cost for comparison of 7.8% APR.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON
A MORTGAGE
OR ANY OTHER DEBT SECURED ON IT
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